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Policies

Terms of Use

Last updated: April 2026

These Terms of Use govern your access to and use of the Zhao Academy, Inc. website (the "Site"). By using the Site, you agree to these terms. If you do not agree, please do not use the Site.

Informational purposes

Content on this Site is provided for general informational and educational purposes and is not professional, medical, legal, financial, clinical, or admissions advice. Please consult a qualified professional regarding your individual circumstances.

Acceptable use

You agree to use the Site in compliance with applicable laws and not to disrupt the Site, attempt unauthorized access, scrape content by automated means, or transmit unlawful, harassing, or infringing material.

Intellectual property

Text, graphics, logos, and other content on this Site are owned by or licensed to Zhao Academy, Inc. You may view and share Site content for personal, noncommercial purposes with attribution; other uses require our prior written consent.

User submissions

If you send us questions or feedback, you confirm the content is your own and does not violate any third-party rights, and you grant us a nonexclusive, royalty-free license to use it to operate and improve our programs, subject to our Privacy Policy.

Third-party links

The Site may link to third-party websites or resources we do not control. We provide these links for convenience and are not responsible for their content or practices.

Disclaimers

The Site is provided "as is" and "as available" without warranties of any kind. We do not warrant that the Site will be uninterrupted, secure, or error-free, or that any program, outcome, or eligibility is guaranteed.

Limitation of liability

To the fullest extent permitted by law, Zhao Academy, Inc. and its directors, officers, employees, and volunteers are not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site.

Changes to these terms

We may revise these terms from time to time. Material changes will be reflected on this page, and your continued use of the Site after any change constitutes acceptance of the revised terms.

Governing law

These terms are governed by the laws of the State of California, without regard to its conflict-of-laws rules. Any dispute shall be resolved in the state or federal courts located in California.

Contact

Questions about these terms can be sent to contact@zhaoacademy.org.